Your silver jewelry and water have a complicated relationship! Brief encounters while washing hands won't cause immediate damage, but swimming, showering, or bathing with silver isn't recommended. Chlorinated pools are especially hostile environments – those chemicals accelerate tarnishing dramatically. Ocean swimming? Even worse! Salt water can cause permanent damage over time. Even innocent-seeming tap water contains minerals that contribute to tarnishing. The biggest culprits are actually your bath products – soaps, shampoos, and bubbles contain chemicals that silver absolutely detests. When accidents happen, dry thoroughly and immediately for damage control!